PMAY Gramin List 2023: How To Apply At pmayg.nic.in

The Pradhan Mantri Awas Yojana (PMAY) was launched by our current Prime Minister, Mr. Narendra Modi, to provide housing loans at nominal rates to all poor people in India. Under this PM Awas Yojana, the Government will provide home loans to Rural and Urban poor people at nominal rates and offer a subsidy on interest payable with EMI. 

The PM Awas Yojana Scheme (PMAY) is divided into two parts. They are Pradhana Mantri Awas Yojana (PMAY) for Gramin and Rural People and Pradhan Mantri Awas Yojana for Urban People.

The Pradhan Mantri Awas Yojana (PMAY) for Gramin and Rural People is also called PMAY – G (PMAY Gramin), with the main motive to provide the best housing facilities to people living in rural areas.

The PM Awas Yojana (PMAY) for Urban People is also known as PMAY – U and aims to help urban people obtain better homes. Some rules and regulations exist to get the loan and register for this PM Awas Yojana (PMAY Gramin) Scheme. 

This article will discuss the PM Awas Yojana (PMAY) 2023 list, How to apply Online, Download the online form, Eligibility Criteria, and the last application date, so keep looking forward till the end. 

 

History of PMAY:

The Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India in 2015. It aims to provide affordable housing to the urban and rural poor across the country. The primary goal of PMAY is to ensure “Housing for All” by 2022.

PMAY offers financial assistance to eligible beneficiaries through credit-linked subsidies and interest subsidies on home loans. The scheme is categorized into PMAY-U (Urban) and PMAY-G (Gramin/Rural). Under PMAY-U, affordable housing solutions are provided for urban areas, while PMAY-G focuses on rural areas.

To be eligible for PMAY, individuals or families must fall under specific income categories and should not own a pucca house anywhere in the country. The scheme provides options for constructing, enhancing, and buying homes. It also prioritizes the housing needs of specific groups such as women, Scheduled Castes (SC), Scheduled Tribes (ST), and Economically Weaker Sections (EWS).

PMAY has made significant progress in addressing the housing needs of millions of families. It has successfully accelerated the pace of housing construction, created employment opportunities, and improved the quality of life for beneficiaries. The scheme also emphasizes the use of eco-friendly and sustainable construction practices.

Overall, PMAY has played a crucial role in making affordable housing a reality for many marginalized sections of society, contributing to the government’s vision of inclusive and sustainable urban and rural development.

Steps To Apply For PM Awas Yojana (PMAY Gramin) 2023 Online:

The following are the steps to apply for Pradhan Mantri Awas Yojana (PMAY Gramin) 2023.

• The applicant should visit the official website of PM Awas Yojana, i.e., https://pmaymis.gov.in/.
• Click on ‘MIS login’ and enter “User Name,” “Password,” and “Captcha Code.”

• Under the Citizen Assessment option, you must select either Slum Dwellers or Benefit under 3 components according to your category.
• Then you must enter your Aadhaar card details and verify your Aadhaar card.
• Once your Aadhar card details are verified, you must fill in your accurate information in that portal.
• You will be redirected to the next page if the information is correct.
• Here, you must enter necessary information like your name, income, family members’ details, residential address, contact number, religion, etc.
• Finally, enter the captcha code and click on the submit option. Then your application will be submitted.

Steps To Download Online Form Of PM Awas Yojana (PMAY Gramin) 2023:

The following are the steps to download the online form for Pradhan Mantri Awas Yojana (PMAY Gramin) 2023 online. 

• You should visit the official website of PM Awas Yojana, i.e., https://pmaymis.gov.in/. 
• You must complete the Login process.
• Now, select the Citizen Assessment option, and from the drop-down menu, you have to choose Print Assessment.
• You have to provide your basic details to print the form.
• You have to fill in the details as per the instructions given on the form. Ensure that the information you provide is accurate and up to date. Otherwise, your application will get rejected, and you cannot apply again.
• Finally, after filling in your details, click the print option to download that form on your computer screen.

PM Awas Yojana (PMAY) 2023 Scheme Beneficiary Status Check:

• Open the official website of the PM Awas Yojana (PMAY) Scheme.
• Click on the “Search Beneficiary” tab on the navigation bar and click “Beneficiary wise funds released’.

• Enter your mobile number and receive the otp.

• Then enter your aadhar number and click on show.
• Then the beneficiary status details will appear on the screen.

Last Date To Apply For  Pradhan Mantri Awas Yojana (PMAY) 2023 Scheme:

1. The government announced the last date to apply for the Pradhan Mantri Awas Yojana (PMAY Gramin) scheme was March 31st, 2023. 
2. Still, this date has been extended till December 31st, 2024, as conveyed by the Union Cabinet. And the total target has also been revised from 2 crore houses to 2.95 crore houses.

Eligibility Criteria Of Pradhan Mantri Awas Yojana (PMAY) 2023 Scheme: 

The eligibility criteria for Pradhan Mantri Awas Yojana Scheme (PMAY Gramin) are below.

• The applicant’s age should be below 70 years.
• The candidate should neither have his own house nor should their family member own any home.
• The applicant should refrain from availing of any prior subsidy from the central or state government for a home loan.
• The house built under the PM Awas Yojana Scheme will be owned by women or jointly with men.
• If the applicant belongs to an economically Weaker Section, his annual income is at most 3 lakhs.
• If the applicant belongs to a low-income group, his annual income is at most 6 lakhs.
• If the candidate belongs to the middle-income group I, his annual income is at most 12 lakhs.
• If the candidate belongs to the middle-income group II, his annual income is at most 18 lakhs.

Pradhan Mantri Awas Yojana (PMAY) 2023 List:

The Pradhan Mantri Awas Yojana (PMAY Gramin) 2023 list is below. The list below is taken from the government’s official website so you can go through it carefully.

Pradhan Mantri Awas Yojana (PMAY) State Wise List:

Here is the PMAY state-wise list mentioned below. Take a look at it:

Frequently Asked Questions:

Wrapping Up:

Conclusively, The PM Awas Yojana Scheme (PMAY Gramin) is an excellent initiative by the government of India to provide affordable housing to urban and rural people.

The scheme provides financial assistance to eligible beneficiaries and offers various benefits to help them fulfill their dream of owning a house